Motorcycle accessories aren’t just about making your ride more stylish, or even more enjoyable; they can also be important safety enhancements.

Some of those accessories include motorcycle safety gear like helmets, leather or heavy-material pants and jackets, strong ankle-high boots, gloves and warm clothing if you plan to travel when the temperatures drop.

And then there are the motorcycle accessories that allow you to transport passengers or luggage on your bike. Saddle bags, trailers, side cars and even passenger seats are all options to help you extend your trip and items you’re carrying.

But don’t forget to check your motorcycle insurance policy for coverage for these added accessories, and purchase additional coverage if you need it.

For example, any motorcycle insurance policy you buy will have property damage liability and bodily injury liability, which typically covers the repairs on another motorist’s vehicle or property and medical costs, loss of income and other qualifying expenses for other people involved in an accident.

But you can choose additional motorcycle coverage to help increase your protection. Extra motorcycle insurance coverage may help cover your riders, any additional customizing you do on your motorcycle, breakdown and towing costs, and even the cost of replacing your ride if your motorcycle is in the shop for a couple of days.

When you budget to purchase a motorcycle, make sure you review which accessories you absolutely need, and which ones you might be able to do without. Add the cost of these accessories into your financial plan to help prevent anything from catching you unprepared.

Once you have your motorcycle and accessories purchased and organized, it’s time to hit the road and enjoy the ride.