Emotions are high for parents and new teen drivers when the teenager first gets behind the wheel, but if they’re happy or sad often depends on the perspective of the person. For the teen, the event marks passage into adulthood and new-found freedom. For the parent, the transition can be fraught with worry.

One way parents can help ease the transition and help teenage drivers understand the responsibility of driving is to work through the process of buying car insurance together. By going through the process together, parents can work collectively to ensure their teen is getting the best rate and help their teenager understand the importance of a good driving record. Teens will also learn about the purchasing process and carry that knowledge with them as they enter adulthood. Here are a few things to consider when purchasing car insurance for teenagers:

* Don’t be afraid to reveal to your teenager the actual cost of his insurance, even if you are paying for it. It’s important teens know the costs and responsibilities that come along with driving and owning a vehicle.

* Take advantage of good student discounts. As an incentive to do well in school, you may wish to pay your teen the difference between the discounted rate and the regular rate if she makes the grades.

* If you are looking for a car for your teen, involve him in the discussion and make sure he is aware of the insurance costs associated with the car he desires. Auto website Edmunds.com recommends steering clear of sports cars, as insurance rates can be sky-high, especially for young drivers.

* If you decide to buy an older car for your teen, it might be a good idea to raise the deductible on your collision insurance for that car, or eliminate it entirely if it’s close to the car’s actual value, according to MSN Money.

* Ask your insurer if you can receive additional discounts if your teen takes a driver safety course or completes other instructional classes.

By going through this process together, your teen will know that you value her input on adult topics, such as buying car insurance. In turn, you will be more confident in your teen’s ability to behave as an adult when behind the wheel.